🧭 Employer Resource Navigator

EDGE Tax Credit (Economic Development for a Growing Economy)

Refundable Indiana tax credit for companies creating new jobs — up to 100% of projected payroll tax withholdings from new positions for up to 20 years. Indiana’s primary job creation incentive.

What you get: Refundable tax credits calculated as a percentage of projected payroll tax withholdings from new jobs. Credits awarded over agreed-upon period (up to 20 years).

How to start: Apply through IEDC. Requires formal proposal including job creation targets, wage commitments, and capital investment plans.

IEDC State Official page →

Indiana R&D Tax Credit

State tax credit of 15% on the first $1 million in qualified research expenses plus 10% above $1 million for companies conducting R&D in Indiana.

What you get: 15% of first $1M in qualified research expenses + 10% of QREs above $1M. Non-refundable, 10-year carryforward.

How to start: Claim on Indiana corporate income tax return.

DOR State Official page →

Hoosier Business Investment (HBI) Tax Credit

Indiana tax credit for businesses making capital investments that support job creation. Non-refundable credits certified over 2 years based on eligible investment amount.

What you get: Non-refundable income tax credits as a percentage of eligible capital investment, certified over 2 years. Amount negotiated with IEDC based on project scope.

How to start: Apply directly to IEDC. Requires formal proposal with investment plan and job creation targets.

IEDC State Official page →

Headquarters Relocation Tax Credit (HQRTC)

Up to 50% of relocation costs for businesses moving corporate headquarters, division offices, or research centers to Indiana. Small HQRTC available for venture-backed companies.

What you get: Up to 50% of relocation costs including capital investment. Small HQRTC: refundable, $5M statewide cap/year.

How to start: Apply to IEDC with relocation proposal

IEDC State Official page →

Indiana Redevelopment Tax Credit (RTC)

Assignable state income tax credit for redevelopment of vacant or underutilized land and buildings. IEDC sets the credit percentage per project, up to a 30% statutory ceiling. IC 6-3.1-34.

What you get: Qualified investment × an IEDC-determined percentage, not to exceed 30%; an additional 5% may be awarded if the project is located in a federal Opportunity Zone

How to start: Apply through the IEDC before making the investment (iedcportal.iedc.in.gov/rtc-program). IHC Business Services can help scope whether a Ham

IEDC State Official page →

IEDC Business Incentives Portal — Indiana State Tax Credits + Grants

Indiana Economic Development Corporation's full incentive catalog: EDGE, HBI, R&D, HQRTC, Skills Enhancement Fund, IndianaINvests grants, SEF training grants. Single front door for all state-level incentives. Application process is consultative — IEDC project managers guide qualifying employers through stacking + sequencing.

What you get: Highly variable. Common stacks for HC employers: EDGE ($25-100K credit) + HBI ($50-200K) + SEF ($5K/employee) for medium-sized expansions.

How to start: Visit iedc.in.gov/programs-initiatives/business-incentives. Or work through IHC Business Services for warm IEDC introduction.

IEDC State Official page →

Guideline — Small Business 401(k) Plans

Guideline is a low-cost 401(k) administrator built for small employers. Plans start at $49/month base + $8/employee/month, no AUM fees, and integrate with major payroll providers (Gusto, ADP, Paychex, QuickBooks). Includes plan design, IRS/DOL compliance testing, Form 5500 filing, fiduciary services (3(38) investment fiduciary), and employee onboarding. Eligible employers can claim the SECURE 2.0 startup tax credit covering up to 100% of plan costs (up to $5,000/yr for 3 years) for employers with <50 employees.

How to start: Get a quote at guideline.com. Set-up takes 2-4 weeks; payroll integration auto-handles deferrals. Tax credit captured by the firm's CPA at y

Guideline, Inc. Private Official page →

IRS Small Business and Self-Employed Tax Center

The IRS SB/SE Tax Center is the consolidated landing page for federal tax compliance and free tax-credit reference materials targeted at firms with assets under $10M. Includes employment tax guidance (Form 941, 940, W-2/W-3, 1099-NEC), retirement plans for small entities (SEP-IRA, SIMPLE IRA, Solo 401(k)), small business tax credits reference (R&D credit, WOTC, Disabled Access Credit, Pension Plan Startup Cost Credit / Form 8881, Small Employer Health Insurance Credit / Form 8941), and the IRS Small Business Tax Workshop video series. Free and authoritative for any HC employer's CPA or in-house bookkeeper.

How to start: Browse irs.gov/businesses/small-businesses-self-employed. Subscribe to the IRS e-News for Small Businesses for weekly updates on compliance

IRS Federal Official page →